Social Security Disability benefits are only for people who are unable to work and who meet the strict definition of disabled under the Social Security Administration.
These benefits are notoriously difficult to get because the SSA has such strict standards. Still, there are many people who are receiving them and getting much-needed help through the program.
Qualifying recipients
People can qualify for SSD when they are unable to do any type of work that will provide a substantial income because they have a debilitating disability. Most people are incredibly sick and one in six men receiving benefits die within five years of beginning to receive the benefits. Most recipients have a three times higher mortality rate than the average American. Most of these people are age 55 or older.
Payments from the system
The payments from the program are fairly low. They are not meant to be livable income. In 2019, for example, the typical payment was only $1,234 a month. The benefits are to help with expenses and are meant to supplement other income. People getting benefits can work in certain instances but there is a limit on how much they can make. Nobody is getting SSD and living richly due to these restrictions.
SSD is often misunderstood. Not understanding the basics can make it more likely that you will get a denial when you apply. You should always review the qualifying requirements and ensure you meet them all before you submit your application. Also, avoid taking everything you hear about the program as fact since there are many myths that could confuse you as you seek to get SSD.
