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3 types of time-off-work benefits in Massachusetts

Did you get an on-the-job injury? Workers’ Compensation will probably provide benefits for you.

However, the exact nature of those benefits would depend on the details of your injury. As explained on Mass.gov, here are some of the types of compensation you might be able to collect.

1. Temporary total incapacity

If you have an injury that is not permanent and completely incapacitates you, you might qualify for temporary total incapacity benefits. Examples might include a back injury, an illness you contracted on the job and so on.

2. Permanent total incapacity

If your injury made it impossible for you to work, then you might be able to collect permanent total incapacity benefits. Because of your inability to generate income, these types of benefits would probably be essential for your survival. Many of the most severe workplace injuries could qualify you for this type of benefit.

3. Temporary partial incapacity

If your injury forces you to take fewer hours at work or accept a position with lower pay, you might qualify for temporary partial incapacity benefits. For example, you might be able to collect benefits after you recover partiallyfrom a severe injury that completely incapacitated you. One of the goals of the Workers’ Compensation system is to get you back to work as soon as you are able.

As you can tell, this is a complex system. Beyond these benefits, you might be eligible for medical repayment and compensation for scars. The amount you get might also depend on exactly how you calculate your wages — “gross average weekly wage” is not necessarily the intuitively obvious figure you might think it is.